Chili Cheese Dip Recipe

Soften and combine cheeses

Preheat oven to 375°F (190°C). In a medium mixing bowl, add the 8 oz softened cream cheese and 1 cup sour cream. Use a hand mixer or sturdy spatula to beat until smooth and completely combined, about 1–2 minutes.

Stir in 2 cups shredded sharp cheddar and 1 cup shredded Monterey Jack until evenly distributed into the cream cheese mixture. Set aside.

Prepare the chili base

In a medium skillet over medium heat, add 1 tsp neutral oil (not included in ingredients list; use if needed) and sauté 1/2 cup finely diced yellow onion until translucent, about 4–5 minutes. Add 2 tsp minced garlic and cook 30 seconds until fragrant.

Add the 15 oz canned chili (slightly drained if very watery) and 4 oz diced green chiles to the skillet. Stir to combine and bring to a gentle simmer.

Season the chili mixture with 1 tsp ground cumin, 1 tbs chili powder, 1 tsp hot sauce, 1/2 tsp salt, and 1/4 tsp black pepper. Simmer uncovered 4–5 minutes to let flavors meld and excess moisture reduce slightly. Remove from heat and let cool 2–3 minutes.

Fold the warm chili mixture into the prepared cheese mixture, stirring until evenly incorporated. Taste and adjust seasoning (salt, hot sauce) as desired.

Assemble dip

Transfer the combined chili-cheese mixture into a 1.5 to 2-quart (or 9-inch round) oven-safe baking dish, smoothing the top with a spatula. Sprinkle 1/2 cup additional shredded cheddar evenly over the top.

Bake in the preheated 375°F (190°C) oven until the edges are bubbly and the top is lightly golden, about 18–22 minutes. For a browned top, broil 1–2 minutes watching closely to avoid burning.

Remove from oven and let rest 3–5 minutes. Garnish with 2 tbsp sliced green onions, 2 tbsp chopped cilantro (optional), and sliced jalapeño if using.

Serve warm straight from the baking dish with tortilla chips for dipping. Leftovers can be covered and refrigerated up to 3 days; reheat in a 350°F (175°C) oven until warmed through, about 10–15 minutes, or microwave in short intervals.