In a medium mixing bowl or a jar with a lid, add 1 cup rolled oats, 1 tablespoon chia seeds and 1/4 teaspoon fine sea salt. Stir briefly to combine the dry ingredients.

Add wet ingredients

Pour in 1 cup milk and 1/2 cup Greek yogurt. Add 1 tablespoon maple syrup (or honey) and 1/2 teaspoon vanilla extract. Stir thoroughly until the oats are evenly moistened and the chia seeds are dispersed.

Adjust texture

If the mixture looks too thick, add 1–2 tablespoons additional milk to reach a spoonable but not watery consistency. The oats will thicken as they sit.

Chill

Cover the bowl or screw the lid onto the jar and refrigerate for at least 6 hours or overnight (8–12 hours is ideal) to let oats soften and chia seeds swell.

Fruit & Toppings

Prepare toppings

When ready to serve, slice 1 ripe banana and measure 1/2 cup mixed berries. If using frozen berries, thaw briefly at room temperature or microwave for 20–30 seconds and drain excess liquid.

Assemble

Stir the chilled oat mixture once to loosen. Transfer to a serving bowl or eat from the jar. Arrange the sliced banana and mixed berries on top in an even layer.

Add crunch and extras

Sprinkle 1/4 cup toasted nuts or granola and 1 tablespoon shredded coconut over the fruit. Add 1 teaspoon nut butter in dollops and, if desired, a light drizzle (1 teaspoon) of extra maple syrup for sweetness.

Serve

Serve immediately. If you prefer a warmer version, heat gently in the microwave for 30–45 seconds before adding toppings.