In a large pot, heat 2 tablespoons of olive oil over medium heat. Add 1 pound of ground beef and cook until browned, breaking it up with a spoon as it cooks (about 5-7 minutes).

Sauté Vegetables

Add 1 cup of finely chopped onion, 3 minced garlic cloves, and 1 diced bell pepper to the pot. Sauté until the vegetables are soft, about 5 minutes.

Add Tomatoes and Beans

Stir in 1 can of crushed tomatoes and 1 can of drained and rinsed kidney beans. Mix well.

Season the Chili

Add 2 tablespoons of chili powder, 1 tablespoon of cumin, 1 teaspoon of salt, and 1 teaspoon of black pepper. Stir to combine all ingredients.

Simmer the Chili

Bring the mixture to a boil, then reduce the heat to low. Cover the pot and let it simmer for at least 20 minutes, stirring occasionally.

Serving the Chili

Prepare Toppings

While the chili is simmering, prepare your desired toppings: shred 1 cup of cheese, chop green onions, and cilantro if using.

Serve

Ladle the chili into bowls and top with your choice of shredded cheese, sour cream, chopped green onions, and fresh cilantro.